Invest in Zambia's Agricultural Future
Structured agricultural bond products with 18–28% per annum returns, backed by real productive farming assets across Zambia's most fertile districts.
18–28%
Annual returns
Real assets
Bond backed
Zambia
Eastern Province pilot
Why Vera Capital
Risk-adjusted returns
Agricultural bonds structured by Vera Capital offer 18–28% per annum returns, tiered by location quality, climate intelligence, and production model.
Real asset backing
Every bond is backed by a specific Farming Unit with active crop insurance, forward purchase agreements, and verified land records.
Invest with purpose
2% of Vera Holdings net profit funds the Winds of Hope Foundation — education, health, and agriculture programmes for farming communities.
How it works
Register and complete KYC
Create your investor account and submit identity verification documents. Our compliance team reviews within 48 hours.
Browse bond opportunities
Explore available Farming Units with full prospectus data — location, crop type, risk score, climate intelligence, and projected returns.
Express interest
Select your investment amount (minimum ZMW 10,000) and submit your expression of interest. Our team contacts you to confirm.
Investment confirmed
Sign the investment agreement and transfer funds. Your bond is activated and your repayment schedule is generated automatically.
Receive seasonal returns
Coupon payments are distributed every farming season from harvest revenue. Track everything in your investor dashboard.
Investment tiers
18% per annum
Fully irrigated, high rainfall region, highest crop probability scores.
21% per annum
Partial irrigation, good rainfall, medium-high crop probability.
25% per annum
Rain-fed, outgrower model, emerging district.
28% per annum
Smallholder-heavy, highest risk, highest return, strongest ESG credentials.
Current Investment Opportunities
View allAbout Vera Capital
Vera Capital is the structured finance and investment management arm of Vera Holdings LLC — a Zambian diversified investment and development group. We connect patient capital with productive agricultural land through transparent, data-driven bond instruments.
Learn about Vera Holdings →Ready to invest?
Join Zambia's agricultural investment revolution.