How investing works
Vera Capital structures agricultural bonds backed by real Farming Units. Here is the journey from registration to your first seasonal coupon.
Register and complete KYC
Create your investor account and submit identity verification documents. Our compliance team reviews within 48 hours.
Browse bond opportunities
Explore available Farming Units with full prospectus data — location, crop type, risk score, climate intelligence, and projected returns.
Express interest
Select your investment amount (minimum ZMW 10,000) and submit your expression of interest. Our team contacts you to confirm.
Investment confirmed
Sign the investment agreement and transfer funds. Your bond is activated and your repayment schedule is generated automatically.
Receive seasonal returns
Coupon payments are distributed every farming season from harvest revenue. Track everything in your investor dashboard.
Investment tiers
Returns are tiered by location quality, climate intelligence and production model.
18% per annum
Fully irrigated, high rainfall region, highest crop probability scores.
21% per annum
Partial irrigation, good rainfall, medium-high crop probability.
25% per annum
Rain-fed, outgrower model, emerging district.
28% per annum
Smallholder-heavy, highest risk, highest return, strongest ESG credentials.
Risk disclosure
Agricultural investments carry risk including crop failure, market price volatility, and climate events. Your capital may be at risk. Past performance does not guarantee future returns. This product is regulated by SEC Zambia.